Thank you so much. Thank you. Everybody have a seat. Well, thank you, Edith, for your introduction. Edith and I go a long way back. In law school we served on the law review together. I will not say who edited who. I will say she looks exactly the same. And I do not. And it's upsetting. 非常感谢。谢谢大家。各位请坐。嗯，伊迪丝，谢谢你的介绍。我和伊迪丝认识很久了。法学院时我们一起在法学评论社工作。我不会说是谁编辑谁的稿子。我只想说，她看起来一点没变，而我变了。这真让人郁闷。
Edith, in your career, you’ve stood up for citizens and communities. I was proud to nominate you -- first as a commissioner, and then as chairwoman of the FTC. You are doing an outstanding job, as are your fellow commissioners, and we very much appreciate your outstanding efforts. 伊迪丝，在你的职业生涯中，你一直为公民和社区挺身而出。我很荣幸提名你——先是担任委员，后来又担任联邦贸易委员会主席。你和其他委员们都做得非常出色，我们非常感谢你们的杰出努力。
And Edith’s story, from the daughter of Mexican immigrants to the head of the FTC, we see a central part of the American story. And that's worth remembering at a time when those are issues that we're debating all the time. It's a reminder that what makes this country special is the incredible talent that we draw from all around the world and somehow it all merges into something unique: America. 伊迪丝的故事，从墨西哥移民的女儿成长为联邦贸易委员会主席，让我们看到了美国故事的核心部分。在我们不断争论这些问题的时候，这一点值得铭记。它提醒我们，这个国家的特别之处在于我们从世界各地吸纳的杰出人才，而这些人才以某种方式融合成了一个独特的存在：美国。
To Edith, to the fellow commissioners, to all of you who work at the FTC -- thanks for welcoming me. I’m told I may be the first President to come to the FTC in nearly 80 years, since FDR in -- first time apparently since FDR in 1937, which is a little surprising. I mean, you’d think like one of the Presidents would just come here by accident. They ended up in the wrong building, we're already at the FTC. 伊迪丝，各位委员，以及所有在联邦贸易委员会工作的同仁们——谢谢你们欢迎我。我听说我可能是近80年来第一位访问联邦贸易委员会的总统，自罗斯福以来——显然是自1937年罗斯福以来的第一次，这有点令人惊讶。我的意思是，你会觉得总得有哪位总统碰巧来过这里吧。比如走错了楼，结果就到了联邦贸易委员会。
Anyway, I figured it was time to correct that. Plus, I know sometimes your name confuses folks. They don’t always understand what your mission is. One person who does understand is David Letterman. A few months ago he thanked you for standing up to the companies that were trying to pitch a new weight-loss product -- “caffeine-laced undergarments.” I’m actually not making this up. You ruled that these products were “not substantiated by scientific evidence.” So, thank you for saving America from caffeine-laced undergarments. These companies owed consumers a refund. 不管怎样，我觉得是时候纠正这个状况了。另外，我知道有时候你们的名字会让人困惑。人们并不总是理解你们的使命是什么。有一个人确实理解，他就是大卫·莱特曼。几个月前，他感谢你们挺身而出，抵制那些试图推销一种新型减肥产品的公司——"含咖啡因内衣"。我真不是在瞎编。你们裁定这些产品"没有科学证据支持"。所以，谢谢你们把美国从含咖啡因内衣中拯救出来。这些公司应该给消费者退款。
And that was just the latest example, because, as Edith said, you recently celebrated your 100th anniversary. And I want to thank you for 100 proud years of protecting American consumers. I also want to thank some of the members of Congress who are here today and many of our partners from not just government but the private sector, and consumer and privacy and advocacy groups. 而这只是最近的一个例子，因为正如伊迪丝所说，你们最近庆祝了100周年纪念。我要感谢你们100年来为保护美国消费者所做的光荣工作。我还要感谢今天在座的一些国会议员，以及我们的许多合作伙伴——不仅来自政府，还来自私营部门，以及消费者、隐私和权益倡导团体。
Next week, just up the street, I will deliver the State of the Union address. And it will be a chance to talk about America’s resurgence, including something we can all be proud of, which is the longest stretch of private sector job growth in American history -- 58 straight months and more than 11 million new jobs. In the speech, I’m going to focus on how we can build on that progress and help more Americans feel that resurgence in their own lives, through higher wages and rising incomes and a growing middle class. 下周，就在街那头，我将发表国情咨文。那将是一个谈论美国复兴的机会，包括一件我们都可以引以为豪的事情——美国历史上持续时间最长的私营部门就业增长——连续58个月，新增就业超过1100万个。在这次演讲中，我将重点讨论我们如何在这一进展的基础上继续努力，帮助更多美国人在自己的生活中感受到这种复兴，通过更高的工资、不断增长的收入和日益壮大的中产阶级。
But since I’ve only got two years left in this job, I tend to be impatient and I didn’t want to wait for the State of the Union to start sharing my plans. So I’ve been traveling across the country rolling out some of the ideas that we’ll be talking about, a little bit of a sneak preview. 但既然我在这个职位上只剩两年时间了，我往往会有些不耐烦，不想等到国情咨文才开始分享我的计划。所以我一直在全国各地巡回，推出我们将要讨论的一些想法，算是一个小小的提前预告。
And in the 21st century -- in this dizzying age of technology and innovation -- so much of the prosperity that we seek, so many of the jobs that we create, so much of the opportunity that’s available for the next generation depends on our digital economy. It depends on our ability to search and connect and shop and do business and create and discover and learn online, in cyberspace. 在21世纪——在这个令人眼花缭乱的科技创新时代——我们所追求的繁荣、我们所创造的就业岗位、为下一代提供的机遇，很大程度上都取决于我们的数字经济。它取决于我们在网络空间中搜索、连接、购物、经商、创造、发现和学习的能力。
And as we’ve all been reminded over the past year, including the hack of Sony, this extraordinary interconnection creates enormous opportunities, but also creates enormous vulnerabilities for us as a nation and for our economy, and for individual families. 而过去一年中发生的一切，包括索尼被黑事件，都提醒我们，这种非凡的互联互通创造了巨大的机遇，但也给我们的国家、我们的经济以及每个家庭带来了巨大的脆弱性。
So this week, I’m laying out some new proposals on how we can keep seizing the possibilities of an Information Age, while protecting the security and prosperity and values that we all cherish. Today, I’m focusing on how we can better protect American consumers from identity theft and ensure our privacy, including for our children at school. 因此，本周我将提出一些新的建议，探讨如何继续把握信息时代的机遇，同时保护我们所珍视的安全、繁荣和价值观。今天，我将重点讨论如何更好地保护美国消费者免遭身份盗用，并确保我们的隐私，包括我们在校儿童的隐私。
And then tomorrow, at the Department of Homeland Security, I’ll focus on how we can work with the private sector to better defend ourselves against cyber-attacks. And final, on Wednesday, in Iowa, I’ll talk about how we can give families and communities faster, cheaper access to broadband so they can succeed in the digital economy. 明天，在国土安全部，我将重点讨论我们如何与私营部门合作，更好地抵御网络攻击。最后，周三在爱荷华州，我将讨论如何让家庭和社区获得更快、更便宜的宽带接入，以便他们能够在数字经济中取得成功。
But I wanted to start here, at the FTC, because every day you take the lead in making sure that Americans, their hard-earned money and their privacy are protected, especially when they go online. And these days, that’s pretty much for everything: managing our bank accounts, paying our bills, handling everything from medical records to movie tickets, controlling our homes -- smart houses, from smart phones. Secret Service does not let me do that. But I know other people do. 但我想从联邦贸易委员会这里开始，因为你们每天都在率先确保美国人的血汗钱和隐私得到保护，尤其是在他们上网的时候。如今，几乎所有事情都离不开网络：管理银行账户、支付账单、处理从医疗记录到电影票的各种事务，用智能手机控制我们的家——智能家居。特勤局不让我那么做。但我知道其他人会。
And with these benefits come risks -- major companies get hacked; America’s personal information, including financial information, gets stolen. And the problem is growing, and it costs us billions of dollars. In one survey, 9 out of 10 Americans say they feel like they’ve lost control of their personal information. In recent breaches, more than 100 million Americans have had their personal data compromised, like credit card information. 伴随这些便利而来的还有风险——大公司遭到黑客攻击；美国人的个人信息，包括财务信息，被窃取。这个问题日益严重，造成了数十亿美元的损失。一项调查显示，十分之九的美国人表示他们感觉自己已经失去了对个人信息的控制。在最近的数据泄露事件中，超过1亿美国人的个人数据遭到泄露，比如信用卡信息。
When these cyber criminals start racking up charges on your card, it can destroy your credit rating. It can turn your life upside down. It may take you months to get your finances back in order. So this is a direct threat to the economic security of American families and we’ve got to stop it. 当这些网络犯罪分子开始用你的卡累积消费时，可能会毁掉你的信用评级。它可能会让你的生活天翻地覆。你可能需要几个月才能让财务恢复正常。因此，这是对美国家庭经济安全的直接威胁，我们必须阻止它。
If we’re going to be connected, then we need to be protected. As Americans, we shouldn’t have to forfeit our basic privacy when we go online to do our business. And that’s why, since I took office, we’ve been working with the private sector to strengthen our cyber defenses. 如果我们要保持互联互通，就需要得到保护。作为美国人，我们不应该在上网处理事务时被迫放弃基本隐私。这就是为什么自上任以来，我们一直与私营部门合作，加强我们的网络防御。
A few months ago, we launched our BuySecure initiative. The federal government and companies across the country are moving to stronger chip-and-pin technology for credit cards. Here at the FTC, you’re working with credit bureaus so that victims can recover their stolen identities faster, and every day you’re helping consumers with IdentityTheft.gov 几个月前，我们启动了"安全购买"倡议。联邦政府和全国各地的公司正在转向更安全的芯片密码信用卡技术。在联邦贸易委员会，你们正在与信用机构合作，以便受害者能够更快地找回被盗用的身份，而且你们每天都在通过IdentityTheft.gov帮助消费者。
So today I’m announcing new steps to protect the identities and privacy of the American people. Let me list them for you. First, we’re introducing new legislation to create a single, strong national standard so Americans know when their information has been stolen or misused. Right now, almost every state has a different law on this, and it’s confusing for consumers and it’s confusing for companies -- and it’s costly, too, to have to comply to this patchwork of laws. 因此，今天我宣布采取新措施来保护美国人民的身份和隐私。让我为大家列举一下。首先，我们将提出新的立法，建立一个统一、有力的国家标准，让美国人知道他们的信息何时被窃取或滥用。目前，几乎每个州在这方面都有不同的法律，这让消费者感到困惑，也让企业感到困惑——而且要遵守这套五花八门的法律成本也很高。
Sometimes, folks don’t even find out their credit card information has been stolen until they see charges on their bill, and then it’s too late. 有时候，人们直到看到账单上的消费记录才发现自己的信用卡信息被盗，那时已经太晚了。
So under the new standard that we’re proposing, companies would have to notify consumers of a breach within 30 days. In addition, we’re proposing to close loopholes in the law so we can go after more criminals who steal and sell the identities of Americans —- even when they do it overseas. 因此，根据我们提议的新标准，公司必须在数据泄露后30天内通知消费者。此外，我们提议填补法律漏洞，以便我们能够追捕更多窃取和贩卖美国人身份的罪犯——即使他们在海外作案。
Second, I’m pleased that more banks, credit card issuers and lenders are stepping up and equipping Americans with another weapon against identity theft, and that’s access to their credit scores, free of charge. This includes JPMorgan Chase, Bank of America, USAA, State Employees’ Credit Union, Ally Financial. Some of them are here today. I want to thank them for their participation. 第二，我很高兴看到更多银行、信用卡发行机构和贷款机构正在挺身而出，为美国人提供另一种对抗身份盗用的武器——那就是免费获取个人信用评分。这包括摩根大通、美国银行、USAA、州雇员信用合作社、Ally金融公司。其中一些公司的代表今天也在座。我要感谢他们的参与。
This means that a majority of American adults will have free access to their credit score, which is like an early warning system telling you that you’ve been hit by fraud so you can deal with it fast. And we’re encouraging more companies to join this effort every day. 这意味着大多数美国成年人将能够免费查看自己的信用评分，这就像一个预警系统，告诉你你遭受了欺诈，这样你就可以迅速处理。我们每天都在鼓励更多公司加入这一努力。
Third, we’re going to be introducing new legislation -- a Consumer Privacy Bill of Rights. Working with many of you -- from the private sector and advocacy groups -- we’ve identified some basic principles to both protect personal privacy and ensure that industry can keep innovating. 第三，我们将提出一项新的立法——《消费者隐私权法案》。通过与在座许多人——来自私营部门和倡导团体——的合作，我们确定了一些基本原则，既保护个人隐私，又确保行业能够持续创新。
For example, we believe that consumers have the right to decide what personal data companies collect from them and how companies use that data, that information; the right to know that your personal information collected for one purpose can’t then be misused by a company for a different purpose; the right to have your information stored securely by companies that are accountable for its use. 例如，我们认为消费者有权决定公司从他们那里收集哪些个人数据以及公司如何使用这些数据；有权知道为某一目的收集的个人信息不能被公司用于其他目的；有权让公司安全地存储你的信息，并对其使用负责。
We believe that there ought to be some basic baseline protections across industries. So we're going to be introducing this legislation by the end of next month, and I hope Congress joins us to make the Consumer Privacy Bill of Rights the law of the land. 我们认为，各行业都应该有一些基本的底线保护。因此，我们将在下个月底之前提出这项立法，我希望国会与我们一道，让《消费者隐私权法案》成为国家法律。
And finally, we’re taking a series of actions to protect the personal information and privacy of our children. Those of us with kids know how hard this can be. Whether they are texting or tweeting, or on Facebook, or Instagram, or Vine, our children are meeting up -- and they are growing up -- in cyberspace. It is all-pervasive. And here at the FTC, you’ve pushed back on companies and apps that collect information on our kids without permission. 最后，我们正在采取一系列行动来保护我们孩子的个人信息和隐私。我们这些有孩子的人都知道这有多难。无论是发短信、发推特，还是上Facebook、Instagram或Vine，我们的孩子都在网络空间中社交——也在网络空间中成长。它无处不在。而在联邦贸易委员会，你们一直在反击那些未经许可收集我们孩子信息的公司和应用程序。
And Michelle and I are like parents everywhere -- we want to make sure that our children are being smart and safe online. That's a responsibility of ours as parents. But we need partners. And we need a structure that ensures that information is not being gathered without us as parents or the kids knowing it. We want our kids’ privacy protected -- wherever they sign in or log on, including at school. 米歇尔和我就像世界各地的父母一样——我们希望确保我们的孩子在上网时既聪明又安全。这是我们作为父母的责任。但我们需要合作伙伴。我们需要一种机制，确保信息不会在我们作为父母或孩子不知情的情况下被收集。我们希望我们孩子的隐私得到保护——无论他们在哪里登录或上网，包括在学校。
Now, the good news is we’ve got new educational technologies that are transforming how our children learn. You've got innovative websites and apps and tablets, digital textbooks and tutors. Students are getting lessons tailored to their unique learning needs. We want to encourage that information. 好消息是，我们有了新的教育技术，正在改变我们孩子的学习方式。有了创新的网站、应用程序和平板电脑，有了数字教科书和辅导工具。学生们正在获得根据他们独特学习需求量身定制的课程。我们希望鼓励这种信息发展。
And it also facilitates teachers and parents tracking student progress and grades in real-time. And all this is part of what our ConnectED initiative is about -- connecting 99 percent of American students to high-speed Internet so that we’re empowering students, teachers, and parents, and giving them access to worlds they may never have had access to before. 它还方便教师和家长实时跟踪学生的进步和成绩。而这一切都是我们"连接教育"倡议的一部分——让99%的美国学生用上高速互联网，从而赋能学生、教师和家长，让他们接触到以前可能从未接触过的世界。
But we’ve already seen some instances where some companies use educational technologies to collect student data for commercial purposes, like targeted advertising. And parents have a legitimate concern about those kinds of practices. 但我们已经看到一些案例，有些公司利用教育技术收集学生数据用于商业目的，比如定向广告。家长们对这种做法有合理的担忧。
So, today, we’re proposing the Student Digital Privacy Act. That's pretty straightforward. We’re saying that data collected on students in the classroom should only be used for educational purposes -- to teach our children, not to market to our children. We want to prevent companies from selling student data to third parties for purposes other than education. We want to prevent any kind of profiling that outs certain students at a disadvantage as they go through school. 因此，今天我们提议制定《学生数字隐私法案》。内容非常直接。我们的立场是，在课堂上收集的学生数据只能用于教育目的——用于教育我们的孩子，而不是用于向我们的孩子营销。我们要防止公司将学生数据出售给第三方用于非教育目的。我们要防止任何形式的画像分析，以免某些学生在求学过程中处于不利地位。
And we believe that this won’t just give parents more peace of mind. We're confident that it will make sure the tools we use in the classroom will actually support the breakthrough research and innovations that we need to keep unlocking new educational technologies. 我们相信，这不仅会让家长更安心。我们也确信，这将确保我们在课堂上使用的工具真正支持突破性的研究和创新，而我们需要这些研究和创新来不断解锁新的教育技术。
Now, we didn't have to completely reinvent the wheel on this proposal. Many states have proposed similar legislation. California just passed a landmark law. And I hope Congress joins us in this national movement to protect the privacy of our children. 在这项提案上，我们不必完全从零开始。许多州已经提出了类似的立法。加州刚刚通过了一项具有里程碑意义的法律。我希望国会加入我们这场保护儿童隐私的全国性运动。
We won’t wait for legislation, though. The Department of Education is going to offer new tools to help schools and teachers work with tech companies to protect the privacy of students. As of today, 75 companies across the country have signed on to a Student Privacy Pledge. And among other things, they’re committing not to sell student information or use educational technologies to engage in targeted advertising to students. 不过，我们不会等待立法。教育部将提供新的工具，帮助学校和教师与科技公司合作，保护学生隐私。截至今天，全国已有75家公司签署了《学生隐私承诺书》。除其他事项外，他们承诺不出售学生信息，也不利用教育技术对学生进行定向广告。
Some of those companies are here today. We want to thank you for your leadership. I want to encourage every company that provides these technologies to our schools to join this effort. It’s the right thing to do. And if you don’t join this effort, then we intend to make sure that those schools and those parents know you haven’t joined this effort. 其中一些公司的代表今天也在座。我们要感谢你们展现的领导力。我想鼓励每一家为我们学校提供这些技术的公司都加入这一努力。这是正确的做法。如果你们不加入，那么我们打算确保那些学校和家长知道你们没有加入。
So, this mission, protecting our information and privacy in the Information Age, this should not be a partisan issue. This should be something that unites all of us as Americans. It’s one of those new challenges in our modern society that crosses the old divides -- transcends politics, transcends ideology. Liberal, conservative, Democrat, Republican, everybody is online, and everybody understands the risks and vulnerabilities as well as opportunities that are presented by this new world. 因此，在信息时代保护我们的信息和隐私这一使命，不应该是一个党派问题。这应该是一件能够团结我们所有美国人的事情。这是现代社会中跨越旧有分歧的新挑战之一——超越政治，超越意识形态。自由派、保守派、民主党人、共和党人，每个人都在上网，每个人都明白这个新世界带来的风险和脆弱性，也明白它带来的机遇。
Business leaders want their privacy and their children’s privacy protected, just like everybody else does. Consumer and privacy advocates also want to make sure that America keeps leading the world in technology and innovation and apps. So there are some basic, common-sense, pragmatic steps that we ought to all be able to support. 商界领袖希望自己的隐私和孩子的隐私得到保护，就像其他所有人一样。消费者和隐私倡导者也希望确保美国在技术、创新和应用程序方面继续引领世界。因此，有一些基本的、常识性的、务实的步骤，我们应该都能够支持。
And rather than being at odds, I think that much of this work actually reinforces each other. The more we do to protect consumer information and privacy, the harder it is for hackers to damage our businesses and hurt our economy. Meanwhile, the more companies strengthen their cybersecurity, the harder it is for hackers to steal consumer information and hurt American families. So we’ve got to all be working together in the same direction, and I'm confident if we do we’ll be making progress. 我认为，这些工作非但不矛盾，反而在很大程度上是相辅相成的。我们在保护消费者信息和隐私方面做得越多，黑客就越难损害我们的企业和经济。同时，企业在加强网络安全方面做得越多，黑客就越难窃取消费者信息并伤害美国家庭。因此，我们必须朝着同一个方向共同努力，我相信如果我们这样做，我们一定会取得进展。
We are the country that invented the Internet. And we’re also the pioneers of this Information Age -- the creators, the designers, the innovators. Our children are leaving us in the dust, if you haven’t noticed. They’re connecting and they’re collaborating like never before, and imagining a future we can only dream of. When we Americans put our minds together and our shoulder to the wheel, there’s nothing we can’t do. So I’m confident, if we keep at this, we can deliver the prosperity and security and privacy that all Americans deserve. 我们是发明了互联网的国家。我们也是这个信息时代的先驱——创造者、设计者、创新者。我们的孩子已经把我们甩在了后面，如果你还没注意到的话。他们以前所未有的方式连接和协作，想象着一个我们只能梦想的未来。当我们美国人同心协力、全力以赴时，没有什么是我们做不到的。因此，我有信心，如果我们坚持下去，我们就能实现所有美国人应得的繁荣、安全和隐私。
We pioneered the Internet, but we also pioneered the Bill of Rights, and a sense that each of us as individuals have a sphere of privacy around us that should not be breached, whether by our government, but also by commercial interests. And since we’re pioneers in both these areas, I'm confident that we can be pioneers in crafting the kind of architecture that will allow us to both grow, innovate, and preserve those values that are so precious to us as Americans. 我们开创了互联网，但我们也开创了《权利法案》，开创了这样一种理念：我们每个人作为个体，都有一个不应被侵犯的隐私空间，无论是被政府还是被商业利益侵犯。既然我们在这两个领域都是先驱，我有信心我们能够成为构建这种架构的先驱——既能让我们发展和创新，又能保护那些对我们美国人来说如此珍贵的价值观。
Thank you very much. And thanks to the FTC -- for all the great work you do to protect the American people. 非常感谢。感谢联邦贸易委员会——感谢你们为保护美国人民所做的一切出色工作。
Thank you. 谢谢大家。